Financing & Insurance
Multiple payment options for every situation: PPO insurance filing, in-house membership plan, CareCredit, Cherry financing, and transparent pricing on every treatment plan.
Your Health is an Investment, and We’re Here to Protect It.
Dental care is an investment, and we believe cost should never be the reason someone avoids treatment they need. At Dental Care of Stamford, we accept most major PPO dental insurance plans, offer an affordable in-house membership plan for patients without insurance, and partner with leading financing companies to provide monthly payment options for larger cases.
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Every treatment plan includes a written cost estimate before any work begins. We never surprise patients with unexpected charges.
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Need to verify coverage?
Call our insurance specialists to get a detailed breakdown before your visit.
(203) 324-6171PPO Dental Plans We Work With
We are out-of-network with most PPO dental plans but submit claims directly to all major carriers on your behalf. Most PPO patients still receive significant coverage at our office.
How Out-of-Network Coverage Works
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We verify your benefits before your first visit to confirm coverage percentages.
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Our billing team handles all paperwork with your insurance company directly.
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You pay only your estimated out-of-pocket portion at the time of service.
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Insurance reimburses our office directly, simplifying the process for you.
Investment in Your Long-Term Health
We provide powerful alternatives to traditional insurance. Whether you choose our in-house plan or flexible monthly financing, we ensure premium care remains affordable.
In-House Membership Plan
A simple, affordable alternative to insurance that bundles your preventive care and grants exclusive discounts on all treatments.
CareCredit® Healthcare Credit
A dedicated credit card for your health and wellness expenses, allowing you to pay for treatment over time.
Options
Extended payment plans up to 60 months are also available for larger treatment plans.
Get treated now and pay later with Cherry. Fast, mobile-friendly application with high approval rates.
Cherry: Modern Financing
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How We Help You Maximize Your Benefits
Our financial coordinators go beyond simple insurance filing. We actively work as your advocate to help you get the most from your coverage and minimize your out-of-pocket costs.
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Timing treatment across calendar years to double annual maximums.
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Confirming coverage in writing before you commit to treatment.
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Fighting on your behalf when insurance denies legitimate claims.
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Maximizing coverage for families with dual insurance plans.
Frequently Asked Questions
We are out-of-network with most PPO dental plans but still accept and file claims with all major carriers including Delta Dental, Aetna, Cigna, MetLife, Guardian, and more. Most PPO patients receive significant coverage at our office, and we verify specific benefits before every new patient visit.
Out-of-network simply means we do not have a negotiated contract rate with your insurance
company. Your insurance still pays a percentage of covered services, just potentially at a
slightly different rate than in-network. For most PPO patients, total out-of-pocket costs are
similar. We verify your specific coverage and explain costs before treatment.
Our membership plan is affordable annual pricing that bundles two cleanings, two
comprehensive exams, X-rays, oral cancer screening, and fluoride treatment, plus significant
discounts on all other services. Family plan options are also available. Call (203) 324-6171 for
current pricing.
Both offer monthly payment plans for dental care. CareCredit is a traditional healthcare credit
card with 0 percent interest options for 6 to 24 months and longer plans up to 60 months. Cherry is a newer point-of-sale option with a soft credit check that does not affect your credit score. We help you choose based on your situation.
Yes. Most dental services (cleanings, fillings, crowns, extractions, orthodontics, and other
medically necessary care) are eligible HSA and FSA expenses. Cosmetic work typically is not.
We accept HSA and FSA cards for qualifying services and can provide receipts for
reimbursement purposes.
Call us. We offer multiple financing options, our in-house membership plan, and flexible
payment structures for larger cases. We will work with you to find a path to the care you need.
Never skip necessary dental care because of cost alone. We can almost always find a way.
Invest in Your Smile with Confidence
Our team is here 7 days a week to help you understand your insurance and financing options. Don't let cost stand in the way of the healthy, beautiful smile you deserve.
